![]() ![]() ![]() Since its launch in 2008, it has quickly become PNC's flagship retail account. The product is designed to help customers save and spend smarter, and avoid unnecessary fees. Virtual Wallet is a visual online banking tool that combines a traditional checking account with long-term and short-term savings accounts. July 2009: Virtual Wallet Student launched ![]() March 2011: Virtual Wallet Performance Spend account launchedĪugust 2010: Credit card integration budgeting tools and mobile alerts addedįebruary 2010: Virtual Wallet blog launched (82,000 users to date) September 2011: Virtual Wallet launched app for Android phone users Last summer, it introduced the popular mobile deposit feature that allows customers to deposit checks using the camera on their smartphone. Since 2008, it has updated or enhanced the product nearly 40 times. PNC continues to add new and innovative features to Virtual Wallet. "The excitement for the product motivates us to continue to innovate and design products that let customers bank whenever and wherever they want." Not sure if this deal is available nationwide or not, but the $400 bonus is as good as it gets from PNC so we will add this to our list of the best bank account bonuses."Virtual Wallet continues to be focused around the wants and needs of the customer," said Mike Ley, vice president of E-business and Payments at PNC. Seems similar to the previous PNC deal, but this time the $400 link should be showing for more people. There is some evidence to suggest that they don’t actually charge this fee, but YMMV. This is charged if you close your account within 180 days. There is an early account termination fee of $25. Qualifying direct deposits of $5,000 or more.Average monthly balance of $5,000 or more.You can get this fee waived if you meet any of the following: Virtual Wallet With Performance Select $25 Monthly Fee ($400 Bonus) All bank account bonuses are treated as income/interest and as such you have to pay taxes on themĪvoiding Fees Virtual Wallet Checking Pro with Spend ($200 Bonus).Please consult your tax adviser regarding your specific situation. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you. Offer may be extended, modified or discontinued at any time and may vary by market. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. ![]() Trust, Estate and other specialty titled accounts are excluded from this offer. If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
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